Rates depend on service location, the complexity of care, and caregiver-requested pay rate. We strive to provide the most cost-effective program possible. Please call any of our four office locations for current rates.

We will work together with any insurance company to complete the documentation they require and provide them with the paperwork necessary to process your claim. Every Long Term Care Insurance Policy is different and may have specific requirements that must be met before they will pay for care. To help you receive the insurance benefits you are entitled to, we will bill your insurance company on your behalf and assist you with completing all necessary paperwork, but ultimately the responsibility for payment is with you the consumer.

Due to popular demand, we accept assignment of benefits from Long Term Care Insurance Providers. What this means is that we will work together with you to accept payment directly from your insurance company to minimize the expenses incurred by you the consumer. This option does have further details that can be reviewed with you when working with our Billing Manager.

We strive to refer only the best caregivers available but sometimes personality issues arise. Your satisfaction is our #1 priority. Should any issues arise simply contact our offices and we will immediately work to refer a caregiver more suitable to your needs.

No, you are not locked into a contract. We have a service agreement outlining payment terms and details of services, but you may cancel anytime with just four hours’ notice.

Registries must notify caregivers of their tax responsibilities and issue 1099 forms annually to report earnings to the IRS. According to industry leaders and IRS data, independent contractors receiving 1099 forms have a 97% income reporting compliance rate, while employees receiving W-2 forms have a 99% compliance rate.*

*Source: IRS National Headquarters Office of Research, Interactive Tax Gap Map (2001); Government Accountability Office testimony.

No, the caregivers CHC works together with are not required to carry Workers’ Compensation Insurance. However, Workers’ Comp does not provide the consumer protection many are falsely led to believe.

Caregivers referred by Caring Home Care are not mandated to carry workers’ compensation insurance.

Beware of individuals who give false assurances that Workers’ Comp will protect the client from litigation. For honest answers about workers comp, we suggest visiting the website that the Florida Department of Financial Services maintains. Here you can have your Workers’ Comp questions answered in an unbiased manner. Specifically, “Does Workers Comp protect the consumer or employer?”

The most appropriate protection for a client is their homeowner’s insurance policy. Well-written policies should include protection for injuries occurring in the home. There are umbrella policies available that can provide even further protection.

Remember, if no negligence on the part of the client is determined, the client has no legal financial obligation for an injury a caregiver may receive on the job.

Occupational Accidental Insurance is available for caregivers or their clients to purchase should they desire additional Workers Comp type coverage.

As part of our extensive screening process, all caregivers we refer carry their own individual Professional Liability Policy (Malpractice Insurance). The minimum amount of coverage we recommend is $250,000 per incident and $250,000 aggregate. Caregivers can provide a copy of their liability insurance upon request.

In-home care for the elderly is supervised by family, friends, guardians, etc. If a client has any issues, we will take them very seriously and address them promptly as you see fit.
You can request a Registered Nurse at an additional cost.