For many seniors, aging at home and maintaining their independence is preferred over moving into a nursing home. Often, it’s the little things like meal preparation, transportation to doctor appointments, and help around the house that are needed most to make living at home possible. Additionally, caregivers can provide help with getting dressed, personal hygiene and companionship where more intense supervision and assistance is required.
What Does Insurance Pay For?
Unfortunately, Medicare and regular health insurance do not cover long term in home senior care services. Private Long Term Care Insurance, or LTC, covers most of the costs associated with caring for seniors as they age and need assistance with their daily routine. Medicaid Managed Care Plans also cover many of these services.
Long Term Care
Private LTC Insurance
Some of the private LTC plans we accept include:
Long Term Care
Bankers Life and Casualty
Hartford Long Term Care
Lincoln Benefit Life
Life Insurance Company of North America
Metlife Insurance Co.
Metlife Long Term Care
Mutual of Omaha
New York Life
United Security Assurance
Medicaid Managed Care Plans (LTC)
Aetna Better Health of Florida (Miami-Dade, Orlando)
Florida Community Care (Miami-Dade, Broward)
Humana (Miami-Dade, Broward, Palm Beach, Orlando)
Molina Health Care of Florida (Miami-Dade)
Simply (Miami-Dade, Broward)
Sunshine/WellCare Health Plans (Miami-Dade, Broward, Palm Beach, Orlando)
United Health Care (Miami-Dade)
How About Private Pay?
Many of our clients choose to pay privately for the services their aging parents need most to live in their home and maintain their independence. Caring Home Care can customize and bundle a services mix that’s right for your family and budget. Below are two example packages:
From $84/day $21/hr – 4hr
All of Light Daily Plus
Bathing & Dressing
From $138/day $23/hr – 6hr
Get a Personalized Quote
Caring Home Care has four locations in Florida and specializes in referring caregivers who come to your home.